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How to Get a Replacement Car Key It can be a hassle to lose your car keys. It can also be expensive depending on the type you own. The most convenient way to obtain a replacement is to call an auto locksmith. This option is usually cheaper and quicker than calling a dealership or roadside assistance. Cost Not long ago lost your car keys was no big deal. You could simply go to the local hardware store and get a replacement key made. Today the process is more complex and expensive. The reason for this is that cars are becoming more technologically advanced, and that means keys are also. And while this may make them more secure against theft however, it also makes them pricier to replace. The cost of replacing a lost key will differ based on the year, make and model of your vehicle. Many modern vehicles come with key fobs that have a transponder to prevent theft. These chips need to be connected to your vehicle. This usually requires a locksmith or a dealer. The cost can vary based on your car type however it could reach $200. Additionally, certain modern automobiles utilize laser-cut keys that have to be programmed with a specific machine, which is only available through dealerships or specialist auto locksmiths. The cost of a key for this type of lock is as high as $100. Another aspect that can affect the cost of a lost key is where you live. You will likely have to pay more for services if you live in an area that is remote because the tow truck and locksmith have to travel a long distance to reach you. Additionally, a locksmith may charge extra for holidays, after hours, and weekend hours. The best method to minimize the cost of losing a key is to have a spare key on hand that can be kept at home or in your wallet. You should also keep your car's title or registration documents, as they will be required to prove that you're the owner of the vehicle should you have to contact the dealership for the replacement key. You can also call your roadside service for assistance. They might be able to offer you temporary replacements, based on their terms and conditions. Time It can be very frustrating to lose your car keys, however it's important not to be in a panic. Take a moment to search for your keys in obvious locations, like your purse or pocket. Then, go back through your day and try to remember where you might have left them. This can help you recall where you lost them or even you can find them in your car. It could be time to replace your car keys if you are unable to locate them. Most newer cars have a remote key fob that uses the code to unlock and start the vehicle. This type of key has to be changed to ensure it is compatible with your vehicle. This is typically the responsibility of an expert. Contact an auto locksmith to find out if they can handle this, and you will also need to bring evidence of ownership. The old-fashioned metal keys are easier to replace than remote fobs for keys. They are completely mechanical and are easy to duplicate. A locksmith in your neighborhood can replace your lost key on the right on the spot. They can also duplicate the ignition cylinder for your vehicle and this is an additional cost. If you'd like to backup your old-fashioned car keys, you can go to a hardware store that specializes in automobiles and get them copied quickly and inexpensively. You may also want to consider replacing your car keys if they're starting to look worn down. Regular use can wear away the teeth on the key and this could cause it to be difficult to align them correctly. If the key starts to stick, it might be time to replace it. If you own a newer car that is a high-end model, the key may require programming by the dealership. This is a complicated job that could take a long time to complete and may cost a lot of money. Depending on the make of your car it is possible to have the procedure covered by your car warranty or car insurance. The availability Even if your driving is good, you could still lose your keys. This could be a huge issue, especially if it happens at a time that isn't convenient such as when you're at the grocery store or at the gas station and need to return home. There are many ways to replace your lost key. You can find an locksmith, call roadside assistance, or call your insurance provider. First, replacement auto key 'll need to determine the type of key you're using. It's important to know that different cars have different keys. Some keys are old-fashioned and only lock using the key cylinder. Some keys have a chip which communicates with the vehicle to open doors and start the car. Certain keys can be easily replaced by an auto-locksmith, while others might require you to visit a dealer in order to get one from the manufacturer. It is recommended to first read the guide, or call the dealer for instructions on how to program the key to your vehicle. You'll need proof that you own the vehicle, and then wait several additional days for your dealer to order the replacement. This method may also require you to take the vehicle to a locksmith or other service provider to be programmed, which isn't the best option for those on tight schedules or who have a limited mobility. If you have a spare key the process will be easier. You can buy a replacement car key online at a cost that is affordable based on the type of car you own. If your keys include a key fob and transponder element, you'll have to consult a professional who is qualified to have them replaced and programmed. Depending on the model and make, you may need to have it towed by the dealer or hire a locksmith replace the key. A bluetooth tracker is another method to replace your car key. These tiny devices can be affixed to your keyring and emit a signature which can be retrieved using any mobile phone with an app installed. The app will then inform you where the key is to help you locate it whenever you need to. Insurance Car insurance typically does not cover the cost of lost keys. However, there are exceptions. Some of the best insurance companies, which are committed to ensuring customer satisfaction, offer additional coverage for things such as lost keys. It is usually an extra cost, but it can be less expensive than paying out on your own for the cost of replacing keys. Whether or not car insurance covers lost keys is contingent on the specific policy and deductible. Metal keys are generally easy to replace, but those with an smart key or an electronic fob, it can be more difficult. These keys are laser-cut, and use chips that transmit an electronic signal to the vehicle, so they're a lot more difficult to replace than traditional mechanical keys. These keys are also more expensive, as you will need to pay a locksmith as well as the key itself. You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These companies may offer locksmiths discounted rates, and may even cover the cost of the purchase of a new key. Some of these companies offer emergency lockout services which are useful when you're in a hurry and need to get back on the road. Another option is to call your dealer for assistance to see whether they can assist you. Locksmiths are typically on hand at all dealerships and could be able to create you a key for reasonable prices. However should the dealer need to order a new key for the model you have it may take a few days to arrive. Keep all receipts and paperwork, whichever method you choose. This will allow you to file a claim with your insurance company. Losing your car keys is a regular event. It's not pleasant, but it can occur to anyone. However, there are strategies to avoid the costly consequences. While the most cost-effective and fastest method of replacing your lost car keys is to contact locksmiths in your area, it's important to weigh the financial benefits against the time involved and any possible deductible payment prior to making a claim to your insurance company.